Smetrix (pronounced Es"met*rix) integrates expertise in three areas (finance, law and computer technology) to solve financial problems that pervade emerging-market countries. Most financial innovations and applications of new technology come from advanced countries where products are naturally directed at developed-market problems. However, many emerging-market countries do not have the environment where these innovations or applications can flourish. These countries typically face fundamentally different challenges. Thus, emerging market countries often cannot benefit from the innovations or applications directly imported from developed-market countries.

Based in the Philippines, Smetrix adopts an emerging market point of view, and adapts the new and fast-advancing technology for the indigenous problems found in an emerging-market economy such as that of its host environment.  Focused on this approach, the Company is working on innovative solutions for a wide range of financial problems, which include government, corporate and consumer needs that can be found in emerging markets, but not in developed ones.

The fact that some products blossom in emerging markets does not necessarily mean that the developed markets are too advanced to benefit from such products. Many products which were first widely adopted in emerging markets have found customers in developed countries. Prepaid mobile telephone authorization cards are a well-known example of a product designed to solve a problem involving consumer credit availability, which first saw widespread use in the emerging markets before widespread use in the developed markets.

Companies and Affiliates:

• CommerceWorks, Inc.
• SMetrix, Inc.
• Smetrix Financial I.P. Limited
• Smetrix Fixed Income Partners, Inc.